Buying your first home?
Save for the walls,then put a roof over your head
When you’re saving for your first home, the amount of money left to “put away” after your friendly payroll services have delivered your salary, is all important to say the least! The thing is, there’s no other way to say it: you need to save money for that all-important first deposit. If a home of your own (and a mortgage) is your heart’s desire, then you need to make it the priority. Basically you should try to save about 20-30% of every month’s salary. You’ll find the money does grow and need not take “up to seventeen years” to save as some gloomy types advise.
It’s important to clear your credit cards because having the balance at nil will give a good impression to possible Lenders, keep your credit rating up and may even affect your capability for repaying a mortgage. [Read More...]
Property Development
Upgrade your property with eco-friendly heating
Upgrade your property with eco-friendly heating People are increasingly trying to do everything possible to boost their green credentials and reduce their carbon footprint. If you’re making improvements to your new property, you should try to introduce a range of eco-friendly heating options which are bound to appeal to new buyers further down the line…. Read More
Are you ready to start your living room renovation from scratch?
If you’ve just moved into your new home and it needs some work done on it, you’re probably best off starting out in the living room. You’re bound to spend plenty of time in the lounge both during and after your home improvement project, so it’s a great place to start work. If your living… Read More
Property Development
There can be few developers in the market now who would eschew double glazing, but if you are refurbishing an older building and it doesn’t have it – invest in it without a doubt. For there can also be few buyers either who would not demand double glazing, knowing as they do the efficiencies and… Read More
Professional Advice
Mortgages are very complex financial lending solutions and as such, anyone considering taking out a first mortgage needs to make sure that they are fully informed about every decision that needs making.
How much will it cost me?
When looking into purchasing real property, whether for the first time or after years of being on the housing ladder, it is imperative that you are comfortable in the fact that you will be able to afford the keep up the payments for the life of the loan.
Buying vs Renting
How do you decide whether buying or renting is right for you and your family? Getting a first mortgage and all the things that go with it can be a massive financial burden and should not be looked at lightly.